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Moving from Fixed to Floating in a HFC led to my ROI shoot from 9.5 to 11.5%. They offered to reduce it to 9% which was still higher than 8.5% I was getting from a bank. digiHOMELOAN explained the dynamics of ROI movement. Even if this HFC were to match the bank’s rates I would have still moved my loan.
It’s an amazing website. The clarity which they bring to your desktop and mobile is unmatched. I have just used their services to move my loan from one bank to another.
1) Lending model of Banks
2) Lending model of Housing Finance Companies
digiHOMELOAN Comparison is a proposal comparison tool which helps you to understand the finer details behind the absolute numbers and take an informed decision. It helps you to enter, edit, compare, save & retrieve homeloan proposals given to you by different banks and HFC's.
digiHOMELOAN Documentation is an under construction property and post RERA, like most builders, we are a bit non committal about the delivery timelines. In the interim please look at our ready-to-move-in properties.
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